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When one spouse is self-employed, calculating spousal support or alimony becomes more complex. Unlike salaried employees with predictable paychecks, business owners often control how income is reported on paper. Because of this, courts do not rely solely on tax returns. Instead, judges dig deeper to determine a self-employed person’s true net income and cash flow available for support. This beginner-friendly guide explains how courts calculate self-employed net income for spousal support, what expenses are added back, and why reported “net profit” is often adjusted. What Does “Net Income” Mean for Spousal Support? Many people assume that net income for alimony…

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When a marriage ends, dividing assets fairly is one of the most important — and challenging — parts of the divorce process. If one or both spouses own a business, determining its value becomes critical. Business valuation in divorce helps courts and spouses understand what a business is truly worth so assets can be divided fairly. For many couples, a business is more than just a source of income. It may represent years of effort, future earning potential, and financial security. This article explains how to value a business in divorce, the most common valuation methods, and why getting the…

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Divorce is rarely simple, but it becomes even more complex when business assets are involved. Whether you own a small family business, are a partner in a company, or started a business before marriage, understanding how divorce with business assets works is critical. Many people worry about losing control of their business or facing unfair settlements. This guide explains everything in plain language, including marital vs non-marital business assets, valuation methods, and how courts decide who gets what. What Are Business Assets in Divorce? Business assets include anything of value connected to a business, such as: In a divorce, courts…

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Divorce is already stressful, but it becomes even more complicated when one or both spouses are self-employed. Unlike traditional employees with steady paychecks, business owners, freelancers, and contractors often have fluctuating income, tax deductions, and business assets that make financial calculations far more complex. This beginner-friendly guide explains how self-employed income is calculated for divorce, what courts look for, and why income reporting for business owners is different from salaried employees. Why Self-Employment Changes Divorce Financial Calculations For W-2 employees, income verification is straightforward. Pay stubs and tax returns usually tell the full story. For self-employed individuals, income is often…

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For decades, the U.S. Navy relied heavily on asbestos because of its heat resistance, durability, and low cost. Almost every major Navy vessel built between the 1930s and the late 1980s—including destroyers, carriers, battleships, cruisers, submarines, and amphibious ships—contained asbestos materials in dozens of areas. This beginner-friendly guide explains why asbestos was used on Navy ships, where it was commonly installed, the exposure risks sailors faced, and how asbestos was eventually phased out. Whether you are a researcher, a Navy veteran, or simply curious about the navy ship asbestos history, this article provides a clear and easy-to-understand overview. 1. Why…

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For much of the 20th century, asbestos was widely used on U.S. Navy ships because it was cheap, strong, and highly heat-resistant. From the 1930s to the late 1970s, thousands of vessels were built with asbestos insulation in engine rooms, boilers, pipe systems, pumps, gaskets, and even deck materials. Unfortunately, this created long-term health risks for sailors and shipyard workers. Today, many veterans are still being diagnosed with mesothelioma, lung cancer, and other asbestos-related diseases decades after their service. This beginner-friendly guide explains which U.S. Navy ships contained asbestos, why exposure happened, and how veterans can seek help. If you…

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Many U.S. Navy veterans have recently searched for information about asbestos on the USS Terrell County, a landing ship tank (LST-1157) that served from the 1950s through the Vietnam War. If you or a family member served aboard this amphibious warship, understanding asbestos exposure risks is important for long-term health and for accessing VA benefits. This beginner-friendly guide explains where asbestos was used, why it was added to Navy vessels, what symptoms to watch for, and how veterans can get help today. What Was the USS Terrell County? The USS Terrell County (LST-1157) was a tank landing ship used to…

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For many people in the United States, divorce is not just a legal process—it’s also a deeply personal and spiritual experience. This is why couples often face two separate paths: a civil divorce handled by the courts, and a religious divorce handled by clergy, religious leaders, or faith-based tribunals. Although both deal with the end of a marriage, they are not the same, and understanding their differences is essential for anyone going through a separation. This beginner-friendly guide explains the difference between religious and civil divorce, how religions handle divorce, whether a religious divorce counts legally, and why most Americans…

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If you or a loved one was exposed to asbestos, one of the first questions you might ask is, “How are asbestos settlements calculated?” The answer isn’t always simple, because every case is unique. However, there are clear steps, common patterns, and predictable factors that influence the amount of compensation a person may receive. This guide breaks it down in plain English, making it easy for beginners to understand the asbestos compensation process, what affects payout amounts, and what evidence is needed to build a strong claim. 1. What Is an Asbestos Settlement? An asbestos settlement is a financial agreement…

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For decades, U.S. Navy ships were seen as symbols of strength, innovation, and national security. But behind the steel, engines, and powerful weapons, there was a hidden threat built into the very structure of these vessels—asbestos. Today, one of the least understood but most serious risks faced by former sailors is asbestos on amphibious warships, especially those constructed between the 1930s and the early 1980s. This beginner-friendly guide explains what asbestos is, why the Navy used it, how exposure happened on amphibious ships, which ship types were most affected, health dangers veterans face today, and what steps they can take…

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